European Union interest rate: European Central Bank policy rate
The European Central Bank policy rate is 2.50%, in force since Sep 16, 2026. Source: Bank for International Settlements, data to Oct 27, 2026. Raised from 2.25% on Sep 16, 2026.
Rate changes
| Since | Policy rate | Change (percentage points) |
|---|---|---|
| Sep 16, 2026 | 2.50% | +0.25 |
| Jun 17, 2026 | 2.25% | +0.25 |
| Jun 11, 2025 | 2.00% | -0.25 |
| Apr 23, 2025 | 2.25% | -0.25 |
| Mar 12, 2025 | 2.50% | -0.25 |
| Feb 5, 2025 | 2.75% | -0.25 |
| Dec 18, 2024 | 3.00% | -0.25 |
| Oct 23, 2024 | 3.25% | -0.25 |
| Sep 18, 2024 | 3.50% | -0.75 |
| Jun 12, 2024 | 4.25% | -0.25 |
| Sep 20, 2023 | 4.50% | +0.25 |
| Aug 2, 2023 | 4.25% | +0.25 |
| Jun 21, 2023 | 4.00% | +0.25 |
| May 10, 2023 | 3.75% | +0.25 |
| Mar 22, 2023 | 3.50% | +0.50 |
| Feb 8, 2023 | 3.00% | +0.50 |
| Dec 21, 2022 | 2.50% | +0.50 |
| Nov 2, 2022 | 2.00% | +0.75 |
| Sep 14, 2022 | 1.25% | +0.75 |
| Jul 27, 2022 | 0.50% | +0.50 |
| Mar 16, 2016 | 0.00% | -0.05 |
| Jan 1, 2016 | 0.05% | — |
Source: Bank for International Settlements (BIS), central bank policy rates, updated daily. The rate shown is the one each central bank uses to signal its policy.
Frequently asked questions
What is the interest rate in European Union?
The European Central Bank policy rate is 2.50% (since Sep 16, 2026).
When did the European Central Bank last change its policy rate?
On Sep 16, 2026, from 2.25% to 2.50%.
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